Jean Chatzky is the author of four books including her bestseller, Pay It Down, and her latest, MAKE MONEY NOT EXCUSES, Wake Up, Take Charge, and Overcome Your Financial Fears Forever. A featured money coach on Oprah’s fall 2006 series “The Debt Diet,” Chatzky is an award-winning columnist, a financial editor for NBC's Today Show, and a contributing editor for Money, Time, and Travel & Leisure magazines. Chatzky believes “there is very little about money that can’t be explained in terms of sixth-grade math and plain English.” Through her work, globally, she is helping men and women overcome the battle with debt—today’s personally devastating epidemic.